WITHOUT A SOLID STRATEGY, EVEN THE BEST IDEAS CAN FAIL.
Ebony BaaS (Banking as a Service) operates as an open banking and marketplace platform, offering various cloud-based services and financial products all within a single application.
Our framework utilises state-of-the-art technologies to power governments, central banks, private banks, large corporations, and organisations with a decentralised payment network for domestic and global markets, providing a comprehensive digitised environment for cloud banking and financial services.
TECHNOLOGY ADVISORY
We follow a unique industry-focused approach to help you develop a technology strategy that enhances your business's value. Our goal is to assist you in establishing and managing innovative and profitable operations while creating new revenue streams that ensure long-term relevance.
This is achieved by leveraging the core values of established enterprises within today's rapidly changing technological landscape. Our services include Technology Consulting, Software Development, Staff Augmentation, and Agile Coaching and Training.
A CHALLENGER TO TRADITIONAL BANKING
The banking market is changing, and customers are seeking more from their banks. Imagine being a challenger in the industry and providing a unique customer experience. By merging the dependability of traditional core banking with the innovative flexibility of Ebony’s Digital Banking, you can create a more inclusive and personalised banking experience. Furthermore, you can offer a marketplace platform that features a wide array of value-added services, including various financial products and beyond-banking options, all accessible through a single downloadable application.
OUR PROMISE
We promise to empower underserved communities, particularly micro, small, and medium enterprises (MSMEs), with a focus on women, the largest underserved group in financial services. By fostering a more inclusive financial landscape. Through innovative technology, we aim to bridge the gap in financial access, enabling individuals and businesses to confidently navigate the financial system and seize new opportunities that were previously inaccessible.
WHAT MAKES US DIFFERENT?
We’re like a bank account – without high fees, limits, and outdated technology. You can bank, spend, invest, and do much more.
Register online and get an account number, IBAN, insurance, and debit card in minutes.
A unified Payment Platform that accepts and disburses via numerous payment methods worldwide in near real-time.
ON-BOARDING PROCESS
Sign up to register your passport or national ID card for KYC identity verification and authentication. International recognised KYC blockchain-secured digital ID
Open current, savings, and joint accounts. Receive an IBAN and debit card, transfer money instantly, and earn rewards.
INTERNATIONAL PAYMENTS
Send money overseas, Wallet to Wallet or directly to any bank account. Transact from an international bank account directly to your Ebony Wallet. Use Ebony International to pay bills back home or top up your kid’s Ebony student account from the bank of mum and dad.
Lower cost than your traditional high-street banks or international money transfer agents.
E-MARKETPLACE
PROVIDES REGISTERED USERS WITH AFFORDABLE FINANCIAL PRODUCTS AND SERVICES.
Micro Credit/Loans - wage advance, petrol advance, pension advance, personal, business
Loans – mortgage, personal, business, vehicle, asset, education/student, debt consolidation
Savings – fixed deposit, notice deposit, immediately accessible, pension
Insurance – property, life, health, dental, funeral, vehicle, business, unemployment, travel
REWARDS & CASHBACK
A marketplace based on your users' spending behaviours.
Wide range of rewards - get rewards whenever you spend, including grocery shops, clothing, travel, etc.
Frequent updates– the list of rewards will be updated monthly to encourage user spending
Rewards and cashbacks- where users find exclusive rewards and cashback offers that are tailored to their needs
EBONY TRAINING ACADEMY [ETA] & STEM EDUCATION
“Educate, innovate, motivate, and much, much more.“
Despite progress in gender equality, women remain underrepresented in the workforce and business, facing challenges like limited education and access to financing. To combat this, ETA is launching a training program focused on women's advancement, which includes tailored support for those who have experienced gender-based violence. The initiative aims to equip women with essential skills and promote entrepreneurship, helping them manage and grow their small businesses for financial independence.
"EMPOWERING THE NEXT WAVE OF TECH GENIUSES.“
E-Learning: A Remote Classroom Accessible Anytime.
The STEM Gap: Women and Girls in STEM - Many girls and women are often discouraged from pursuing science and mathematics, limiting their future opportunities in these fields. Currently, women represent only 34% of the STEM workforce, with significant gender disparities in college STEM majors, particularly in high-demand areas like computer science and engineering.